According to researchers at Harvard Medical School, debt for medical expenses accounted for 62% of all bankruptcies in 2007, up from 46% in 2001. These included expenses after an accident and due to illness. We know how difficult it is to pay off medical bills, especially if you don’t have health care coverage. If you have been injured in a serious accident and are having difficulty paying your medical bills, an experienced personal injury lawyer can be of great help.
File a claim against the at-fault party’s insurance company
If the person that caused your accident is found liable for your injury, he or she is subject to pay two kinds of damages. First, the person at fault must pay for your “special” or economic damages, which include medical expenses. These include out-of-pocket hospitalization costs and future expenses resulting from the injury, such as the following:
- Medication
- Therapies not covered by insurance, such as physiotherapy, occupational therapy, etc.
- Transportation to necessary treatment activities
- Rehabilitation
- Medical supplies and assistance devices, such as wheelchairs, bandages, splints, crutches, etc.
Then, they often have to pay for intangible, or “general,” damages, such as non-economic losses for your pain and suffering.
In the State of Georgia, everyone is required to buy a basic car insurance plan, and few drivers are uninsured. However, the opposing party’s insurance company will try to pay you as little as possible for your medical costs. You need strong representation to get the all of the compensation you deserve.
What if I am going into collection while waiting for a settlement to pay my medical bills?
It is important to speak to the hospital’s billing department as soon as possible to explain your situation. Many medical professionals understand your situation. Once the case is settled, your legal team will negotiate settling your medical debts with your health providers.
Need help paying for medical bills related to an accident?
If you are having trouble paying off medical debts from an accident you suffered, then you need a personal injury lawyer that is caring, professional, and aggressive to get the most compensation possible. Call us today at (877) 851-4261.